If you receive a letter like this, beware! They simply take your 37 dollar “membership fee” and you’ll probably hear nothing ever again. I received this letter yesterday, and I live in the Pensacola, FL area.
This letter looks legit.. they even have a website: http://www.unionworkerscredit.com
But the fact that they asked for no information other than my signature raised a few flags. Their website is also littered with ads, not very professional.
Here is the letter. Click to enlarge:
Union Workers
Credit Services
1327 Empire Central
Suite 130
Dallas, TX 75247Credit Limit: $10,000 for: (my name)
Member Status: PLATINUM
Classification: PRE-APPROVED
Expires: 04/01/09
Interest Rate: 5% APR
Credit Provider: Union Workers Credit Services
Address: (my address)
Bank Affiliation: None
Service #: (number)
Approval #: (number)
*Applicable Law: FloridaCONGRATULATIONS (name)!
It’s nice to inform you that you have been identified and PRE-APPROVED for a PLATINUM CARD Membership from Union Workers Credit Services with a GUARANTEED $10,000.00 credit limit valid exclusively toward all credit purchases from credit provider!
You don’t have to worry if you have been denied access to a VISA or MasterCard. The UWCS Platinum Card Membership offers many benefits including a LOW, LOW interest rate of 5% APR all because you are PRE-APPROVED.
Full details of your membership and its exclusive benfits will be included with your new Platinum Card. Your satisfaction is assured by a 60 day refund of money guarantee!
This is a limited time offer and all deadlines are final, so act today. Failure to do so may result in your loss of your PRE-APPROVED status. Please enclose your annual membership fee of $37 by check or money order along with the attached Platinum Card Activation Form by the deadline shown below.
note: the $37 is fully refundable with your first purchase using your $10,000.00 credit limit.
(in smaller print):
YOU HAVE BEEN APPROVED FOR THIS PLATINUM CARD MEMBERSHIP OFFER BECAUSE YOU SATISFIED CERTAIN CONSUMER CRITERIA. VISA AND MASTERCARD ARE REGISTERED TRADEMARKS OF VISA INTERNATIONAL AND MASTERCARD, INC. RESPECTIVELY, AND ARE UNAFFILIATED WITH THIS OFFER OR UWCS. CREDIT AMOUNT REFERENCED HEREIN SHALL NOT BE CONSTRUED TO FUNCTION AS ANY TYPE OF MULTI-PURPOSE CREDIT CARD AND IS EXCLUSIVELY APPLICABLE FOR CREDIT PURCHASES FROM UWCS. ADDITIONAL CREDIT MAY BE GRANTED IN THE FUTURE AT CREDIT PROVIDERS SOLE DISCRETION. FAILURE TO RESPOND BY EXPIRATION DATE WILL RESULT IN TERMINATION OF YOUR ELIGIBILITY.
93 comments ↓
I recieved the same letter. There was no phone number to call, so that’s what raised the flag. Good looking out,
Thanks Gina
i sent them the $37 and now i feel really stupid. i guess there’s nothing i can do
I got the same letter on June 13th 2009. That is why it is so important to do some research from what ever the companies are. This is totally scam and that is why I’ve check under google search to see if others have some complaints. I hate scammer.
I got the letter in june & a gut feeling said check it out thanx for our collective effort on helping others show this is a scam.
I also got the letter july and that is truly scam because of website & phone number, address are false.
I to recieved a letter like this today,8-14-09. I thought it was probably a scam, so I will put it along with all my other ( fan-club ) mail, and use it this winter to start a fire in my fire place with. Thanks for the info. William
i feel so lucky googled and did’t fall for this!
got this letter today and it looked real good and said to myself there’s a catch, so i googled and i’m glad i did,i feel so lucky i googled and did’t fall for this scam!
am
Thanks for the heads up, I received this same exact letter on 08/29/09 and was kind of curious so I decided to google it, I knew it was some kind of scam asking for $37.00
I fell fucking. Stupid
Yes, the no phone # and “for credit purchases from UWCS” was quite a bit off. How can this be tracked back to scammers, and what is the penalty? Seek and we shall see. Sorry for those who sent the money.
I just got this letter today 10/06/09 and I immediately knew it was bogus. I’ve had some bad luck staying current on my bills due to the economy and since my credit is worse than 95% of all other people in the United States, me getting a $10,000 credit line for actual credit is literally impossible. I would have better chances of buying $37 in powerball lotto tickets and winning 37 days in a row to pay for all my expenses. Does this company even report to a single credit bureau? If you lost the $37 it kinda sucks, but the one to really watch out for that actually got me is First Premier Bank. They offer a $250 credit line and on your first bill they charge you a $179 finance charge for extending you the credit. Plus monthly and annual fees that will put you well over your credit limit right away if you don’t pay. Then there’s the over the limit fees, high interest rates, the list goes on and on. Pretty good if you don’t mind paying triple digit interest rates (including fees). The way these companies operate they should be the ones owing you money. This type of stuff has gotta be illegal and since none of the important information from Union Workers Credit Services website is on the letter and they are unreachable by phone this is clearly construed as FRAUD according to the attorney I consulted.
Thank god I looked it up. It looked to good to be true till I realized there is no phone number on the letterhead and the back of the letter doesn’t have the legally required waivers.
Glad I looked on the web and saw all your comments before I sent them any money.
Thanks for the collective heads up. I just think it’s pretty cool that we all think enough to do our research. Does anyone want to start an anti-scam crime fighters superhero organization! (serious!)We could have outfits and everything. I got my letter today 10/16/2009, and was actually praying as i opened it on the toilet for God to lead me in my decision on what to do with a $10, 000 credit limit especially since me and my girl together have like a -3 credit score. So it was pretty awesome that he lead me to the computer to check it out before I sent them my little $37. That even more uncool because I could be using that money to pay for my Papa johns pizza when it comes. Seriously ..Thanks my superhero friends.
Glad I looked this up and also very happy people like you take the time to post these FRAUD things. Some how if we pull together and enough bad word gets out we can put these people out of business. At least until the next one pops up. As the old saying goes BUYER BEWARE. Again thanks all.
i guess they are still scam-ing people. i just got my letter and i am so glad i looked to see if they were on the up and up. i am a single mom and a foster mom so every penny counts. thanks for all the info it really helped. FILE 13 IT IS.
i just got the letter today 12/30/09
thanx to sites like yours it saved me money..
dont you have to be in a union to use union services???
i found more sites reporting this scam than ones prasing them
thank you for posting about them
joe
missouri is the new target for them
Those assholes got me for $37.00. I sould of known It was a scam. I Send my last $37.00 12/23/2009. Why was i so stupid? Union Workers Credit Union got me good. I really was waiting what was I thinking. I went to there web also and noticed there was no number. The web did look very bogus. I search on google website everyday. 37.00 from 100 people is 3,700 dam lot of free money. One question I do want to ask is. How many people are in debt with Capital One ?
I got mine today 01/04/2010 to good to be true. Never ever pay money for credit card.. If your PRE-APPROVED you would not be asked for money up front. Also offer set to expire 01/20/2010, I never applied nor did i ever ask for anything. SHRED IT AND FORGET IT!!!!!!!!
got the same on 1/11/10 looked up the web site & saw this page & decided to check it out.thank you for posting all this you save us a lot of trouble.
Praise God!! I didnt send in the money. I am in the process of clearing up my old stuff & thought it would be a good start to do things rite! I Googled it & saw all this bad info. fOR THOSE OF YOU WHO LOST $$$ SORRY TO HERE THAT, BUT CARMA IS A BITCH
I got this letter today. I am very skeptical about anyone telling me I’ve won, received, or being preapproved for anything as I very seldom apply for any credit. I started using the term, “If I don’t have the cash, I don’t need it.” I’m glad to know there are posting as these to help us with phone and mail deceptions. Thanks! Those of you who sent money, always remember to check things out before sending money. If you didn’t apply or never heard of the company, that should raise an eyebrow. Be safe!
here is the phone number 214-424-6888
It’s still a scam
I am a single parent. I just received this letter yesterday after working a 12 hr shift. It seemed too good to be true. So I just got up this morning an google it. I was about to put all my debt on this card.. Well no chances of that happening. God bless everyone who comes across this scam. Bless them with more than 10,000.00!!!!!!!
I knew this had to be a scam—had to look it up, just in case, and I think it’s GREAT that there are message boards like this to warn future people to not get suckered into this. Keep it up!
As an answer to my prayers I received the same offer as the people reporting this scam. Also I have a very poor credit rating and, as being a Las Vegas local, I thought this was my lucky streak. I signed the activation form but I couldn’t mail the $37, because I needed my Last monies to buy groceries. So for the hell of it googled and …. rip….rip….there goes the invitation in shreds. People thank you for the reports.
Hi all! Well, it looks like most of us are pretty safe and still have our $37.00 thanks to sites like this and people like us who take the time to let others know to beware! The very first time i received this letter, i thought “oh wow!! Kewl…..” Then i kept looking at it, and I thought to myself…why would they want to issue me 10 grand in credit but want 37 bucks??? Makes no sense to me. Ok, threw it out. Then, I got another one and threw that one out without even opening it. Then, today, I received another one, so I opened it just to see if it was any different. Nope….still the same ole bull. But i did check out their site…and from that i learned that its credit to spend only from their magazine, and its also a lot of that cruise crap and vacation crap they send you to that involves you buying some vacation time share. Sooo….please people…I know it sounds good, but please beware of anything like this that comes to you either in the mail or email. Remember, you rarely get something like this without having to get more involved financially. And they send this stuff to those of us who have bad credit to begin with, and they know this ahead of time! Don’t think for a minute that they send this to those who have wonderful credit cause they know those people won’t even bother opening it. They figure us to be suckers cause we’re most likely hurting financially and can’t get anything without having to resort to using such low life deals.
I do feel very badly for those of you who sent in your 37 dollars. Please let this be a valuable lesson to you for the future.
Peace to all
Heh…got mine today. I pretty much knew as soon as I read that they wanted me to send in money instead of billing it to the card after it’s issued. What a load! Thanks for the confirmation though.
Telephone:
214-424-6888
(Se habla Español)
Fax:
214-905-3250
Postal Address:
Union Workers Credit Services
PO Box 569410
Dallas, TX 75356-9410
Email:
support@unionworkerscredit.com
I am not a member, but it appears to be a catalog ordering service. Very similar as to that of Fingerhut in the beginning days.
Guaranteed Membership Satisfaction: If for any reason you are dissatisfied with your Membership, you are entitled to a full refund of your Membership fee within 60 days of receiving your Union Workers Credit Services Membership package.
Guaranteed Product Satisfaction: If for any reason you are not completely satisfied with any product that you order from Union Workers Credit Services, you may return it within 30 days for a complete refund of the purchase price or a replacement.
Guaranteed Lowest Price: If you find the same product advertised to the general public for less, send us the ad within 30 days of purchase. After you have completed payment for your merchandise, we’ll refund double the difference of the purchase price up to the full amount you paid.
Guarantee of Quality: Your product selection comes with any and all manufacturer’s original factory warranty.
THANKS FOLKS I GOT MY LETTER TODAY. I’M SO GLAD YOU ALL SET THIS UP THIS PAGE. I JUST KNEW THIS WAS TOO GOOD TO BE TRUE. BUT THESE FOLKS PULLING OFF THESE SCAMS HAVE GOT TO BE STOPPED!!!
THEY SAY UNITED WE STAND DIVIDED WE FALL!!!
Well just got a letter here 3-31-2010. I live in IL. Thought it was too good to be true also. Thank god for all these responses. I looked at the website and was like hmmm might work but knew to look into it further. Pretty sad. Karma is a B**** though!
Got mine today. Their fee went up, they want $59 from me.
One way to get back at them: mail the envelope back to them. They will get charged by the Post Office for every envelope mailed back because it is business reply mail…so this is a way, if everyone does mails back, to drain some money from them, so don’t just throw the envelopes away, we can all do our part.
OMG!!!!!!! i got the same letter on 3/29/10 and i was surprised when I read it saying I was aprroved for a Platinum Card to good to be true, good thing I googled it up, I was about to send them $59 but it was funny to me that it didn’t have a number to call and get more info. I had a funny feeling about it, so I’m so glad I didn’t send them money and so happy I looked it up first before doing anything and regreting it later on. Haha and I was thinking of using this card for my wedding expenses no way. Now I know not to trust letters like this one. Thanks for the info……….
i got that letter today thanks to all of u i didntsent my money i just want to thank u : )
Thanks!! These people almost got me but something told me to do a little research and I seen this page under Union Workers Credit service “SCAM”.. How awful and very desperate these people are to come up with shiot like this to fool people by taking their money. They need to be ashamed of themselves
I am going to mail my “offer” back with a message like “Karma is a bitch, Scammer. Hope you get what you deserve!” Then I’m going to enclose it in their prepaid envelope and send it back. Everyone should do that in order to make them pay for the postage at least.
I received my letter today and I’m glad I decided to research first. We should all send them the letter back with nothing in it or send them a phony check or money. Pay back is a ………..
Thanks I just got a letter today , And after reading all your comments . The letter is in the trash .
Thank you all for having this page and keeping it updated and from keeping me from getting scammed too.
I got this letter today and it sure did look legit.
Good Morning & Greetings All!!!
I received the above letter as well 04/04/2010..
1. I figured it was a scam because I am pending Bankruptcy lol.
2. There was no contact information on this letter, and there website looks “home-made” !!!
Got the same letter today. Thanx for the heads up!!
I received this letter today 4/28/10 and thank God I always check the validity of these types of letters! Dont fall for it!
I too received this letter today on 5/3/10. This letter stated that I was pre-approved for a $10,000 credit limit. First of all a $10,000 credit limit with today’s ecomony. I don’t think so. This letter has scam all over it. No phone number and they have the nerve to send a pre-paid postage envelope so that you can send them $37.00. No way. We’re in a recession you’ve got to be kidding me. Thanks to everyone for setting up this website to alert people of this scam from this bogus company. This company should be turned over to the Better Business Bureau. And also reported to the Attorney General. People work to hard for their money to be ripped off by companies that prey on people that are trying to make a decent living. It’s bad when people have become dishonest and look for other people to fall into their scam to benefit themselves. Again thanks everyone for looking out for hard working people that are just trying to make it.
Thank you to everyone who posted if it wasnt for you they would of got me to. To everyone else if it sounds to good to be true google it, it probably is!!
I RECIEVED THIS SAME LETEER TODAY BUT THE MEMBERSHIP IS NOW$59. I WAS ABOUT TO BE A$$HOLE AND SEND MY LAST COUPLE OF DOLLARS , THINKING I WOULD BE ABLE TO HAVE A PLATIUM CARD. LUCKILY MY BOYFRIEND TOLD ME TO CHECK IT OUT ON THE COMPUTER!!!!!
Hey I just recieved that letter today and decided to google it to make sure it was on the up and up. Needless to say I found this site thanks for the tip!!
Hey, I just received this letter on 5/7/2010 asking for me to send $59.00. Knew immediately it was a scam, because no legitimate company would ask for the money in advance if they could just charge it to your card. Checked on google, just to make 100% sure. $59.00, hah! I will be sending my blank envelope back to them so they will at least have a double charge.
Don’t throw away the envelope. I got this also. What a scam. But what you have to do is drop the prepaid envelope in the mail empty and no return address. See if you throw it away, no harm no foul. But mail the envelope back to them and they get stuck with the payment by the post office. That is a payment they can not get out of. Stick it right back to them. Me 1 them 0. Enough of the envelopes returned empty, that could sting abit.
i got the same ting and i sent it back and tolled them to kiss my ass
I am mailing my empty envelope back tomorrow. Serves them right to trying to fool people thinking it is a credit card.
I just received the letter myself, on 5/27/10, in Minnesota. I did a little checking on the address on the front of the envelope and the address in Texas is listed in a office Bldg. Credit Card Solutions/and Dallas Card Works. Plus it seems like there are several companies working together from this location. even Attorneys. They know what there doing, not to get hit by the Postal Inspector. love the idea of sending the empty envelope though. If you read the disclaimer on the bottom it states they are not affiliated with Visa or Mastercard. Which means it is not a credit card and the $37 is a processing fee for nothing. I too am glad for this site.
Received letter 05/28/10 in Vancouver, WA. It stunk from the first second I laid eyes on it.
I think I will return the envelope with a piece of paper that has “SCAM” written on it.
Im sure there are some that got excited and fell into this trap…
I mailed out $37. I knew it was a scam when the order form asked for SS #, Drivers License #, D.O.B., and two personal references…. THE ORDER FORM asked for these. I called the 877# and it automatically hung up. I called the # on the website… same thing. I google mapped the company and I think they are part of Sweepstakes Clearinghouse. Crooks!
I got my letter a couple months ago. I put it to the side and then ran across it Friday and thought I would check it out via google, to my amazement I found all of these comments and I am so glad I googled it WOW I need my $37.00 and not for a scam. By the way we should not have to send money before we get a credit card.
I too rec’d that letter. It did sound too good to be true. Glad I decided to Google them. I saved $37.00 and prevented being aggrevated. The Government needs to find these scammers. HELLO PEOPLE DONT BECOME A VICTIM TO THESE TERRORIST
I also recieved the same letter, and knew it was a scam at first glance. No one ask you to send in money on a credit card.Do send the envelope back with several sheets of paper to make the envelope heavy which will cost them over a 1.00 in postage. If you feel a need for revenge just write “FUCK YOU “on one of the pieces of paper.
If 40 or 50,000 people put weighted material in the envelope and mailed it back to them, that should put a serious dent in their SCAM.
I know my credit is poor and that is why I was leery about the offer. Thanks for the information. I am glad I checked into it!
My mom got a letter from these scammers in the mail recently although the expiration date for their “offer” was more than two months ago! I bet they did that on purpose to increase the urgency of sending in the money for this fake offer.
Anyway, I did some research and I’m glad I stopped her from sending in her money for this scam. Thanks to this website too for the additional information! I filed a complaint with my state’s attorney general’s office and the BBB and hopefully this will get the word out and stop more people from potentially getting scammed.
wowwwwwwwwwwww they almost got me to good thing i read this shit. $10,000 today in this economy gotta be bogus. shit i need my $37.00. thanks to google that we can read scam shit like this. damn i wish it was $10,000 i really need that money.i just got the letter today 6/18/2010 so please DO NOT EVEN TRY TO SEND THEM $37.00.
this is an outrage at least im not the only dummie that lost 37 hard earned dollars someone should do something about this .i sent my money order 3 weeks ago i just started to realize that i wont be recieving a a card in the mail….
I was about to get excited when I realized that the freaking letter was plain and simple, no legal agreements on the back. Only a signature needed to get this credit card, limited of $10.000. But I went to the website and it is so cheap and plain and no information. I am glad that I googled and found out that it’s a fraud. I am going to keep my $37 and buy myself something nice
Sounds like it that I have a work to do next 3 months, to trace route of this website, so I can find out who it’s from and hack their system and turn their ass to the federal agencies. And I get paid some money or some type of reward.
Good luck to those who don’t research before sending their money to a company not very well known.
I too recieved this letter yesterday. And for some reason it looked a little familiar(maybe under a different heading though) from something I recieved a couple years back. keep your eyes open in your mail a couple weeks from now, because if it is what I think it is, it’s not necessarily a scam to beat you on your $37.00, but it also isn’t a low apr credit card either.
I believe it is a shopping catalog. You get a $10,000 line of credit with the low apr, that you can use only to buy stuff from their catalog.
What I did when I got this before and signed up for it, when the catalog and card came I got the phone number from that packet of info. and I called and raised Hell with the CSR there and I got my $37.00 back.
So for those of you that got beat on this so far, keep your fingers crossed that’s what it is, and you should be able to complain to them and get that refund!!!
My friend just received a letter offering a credit line of $10,000 from these morons and in order to activate the account they required $37. SHAME ON YOU.
These thiefs have obviously spent a considerable amount of time and effort in developing this offensive little scam. SO I say, spend some time making a fake check and mail it in as is requested. I hope that when MY friends check arrives at their door the person opening it feels as small and worthless as the amount written will ACTUALLY be worth.
They do their evil deeds and pretend otherwise, but in the Court of the Lord, they shall be bound and gagged by thieves. ~Arthava Veda
Just recieved the letter today (06/23/10)…. I have recieved this letter about every 3 months since 3/2009…. I have never sent any money or ever replied… I even started to recognize the envelope and marked several “return to sender”, however, they have changed the envelope to just a standard white envelope, but have added their name to the return address… I have opened the last 2-3 because I wanted to make sure the letter is not soliciting my information…. The letter is still the same as it appears above.
Glad I looked on the web and saw all your comments before I sent them any money.
i just received the same letter today m
june 24th 2010 they are still trying to scam… as always i always check first on the web for scams…. BEWARE PEOPLE DONT FALL FOR IT
I too received this letter in the mail today. I myself decided to Google a search on it to see if it was a scam. And here you have it. My got told me to research. Very glad I did. I didn’t even realize there was no phone number until I read some of these posts.
Thank You so much for saving me the us$37.00
BIG SCAM
I got this letter yesterday, knew it was bullshit from the get-go. I decided, just for laughs, to look it up anyway. I’m glad I did. From what I see there are lots of people who got screwed. I’d love to know how people get away with this for so long? And how did they get my info? Kind of creepy, in my opinion.
Thanks for being here guys… they almost got me…
@ Sue: Please don’t make up a fake check and send it to them. That is illegal and YOU could end up in jail. I do like the idea about sending a fat, heavy envelope back to them on their dime, though.
Heard about this on the radio, then got it in the mail yesterday. Had to run a Google scam on it and sure enough, you guys came up with proof! What a bunch of A-holes these guys are!
I received that to good to be true offer as well and a red flag to me was the $37 dollars they wanted initially most credit cards will apply that fee to your credit card to make money off the interest . I thought this offer would help me to consolidate some bills but I guess I will continue to make due like the vast majority.
Got the letter today and I am so glad that I clicked on this website. To the one who posted this website to inform the public…thank you, thank you, thank you. God bless you all.
Recieved this letter today. 6-30-10. iv been getting a lot of scam mail lately and have been looking them all up. All scams. I feel like waisting a few cents on a stamp and mailing it back to them with a note that says “F*** off” theives. Is there no punishment for people who do this.?
Using the self addressed stamped envelope they provided I sent them back a short Note on pink paper in red ink: GO TO JAIL, DO NOT COLLECT $37.00.
Ha. I got the letter and immediately googled them…scam scam scam. So I’m returning the enveloped with an enclosed “FUCK YOU SCAMMERS, THIEVES” message.
ha thank you guys…i to got the letter, as the credit limit is 10000 at 5%apr i thought is a fraud one. and wen i googled it was shown to be scam…thank you …
I received one of these letters from these people about twice a year. I torn up the first ones…. But since I have started googling these companies, I decided to google this one and I am glad I did! Thank God there are sites where people take the time to post these scam artist. Thank God there is a google service too!
Decided to google, and the first thing that popped up was this “scam” website. I probably wouldn’t have sent the money anyway, but still very glad that someone took the time to make this website. Thank you very much!
I’m sure the people that invented this scam, read this thread occasionally. So I’d like to tell you scammers that I hope you enjoy the money you’re making now; because karma is going to kick your ass! That is all.
They’re professional THEIVE …Thanks god that I have a good sence to smell some fishyyyy case like this …Thanks guys I almost give my $37 away…
I got the same letter today. Not even for a second I thought of sending these a-holes $37. It’s hard to believe these people have been scamming sending the same lettter for over a year and no one has been able to shut them down. I knew it it was a scam but wanted to goggle it to see how many people fell for it. I even wonder if the address in Dallas really exists.
these people should be shut down. thanks for the info!
AZ is the new target for July 2010 - so glad I googled and appreciate the info. Scammers should be shot! So many people without jobs are desperate for $$ right now, it’s really sad that jerks set up scams like this UWCS.
Thank you for posting this message. I received my letter today, 7-24-2010. First, I wanted to research it before I make my decision. I’m glad I did! Thanks again for helping out there get these scammers off our backs.
Only mag subs have my name in this format. Its not my legal name. A legit credit would have your legal name. Now I know how these scamers got my info.
Thank you kind folks for sharing your experiences-even the mistakes. Thanks to you I was able to save my mom from making a bad choice. Someone needs to stop these people. My mom received her letter on 7/10/10 in FL. They are playing a very dangerous game with folks that are hurting in these financially unstable economic times. I will be making contacts in my state to try to put a stop to this. Thanks again to you and for this website.
I received the letter today. It didn’t have any telephone number, just sign and send $37. I knew I couldn’t get a $10,000 credit limit on this planet. The offer expires 8/4/10. They didn’t get my money!
Thank you all for your posts. I got the same letter 7/28/10 I thought long and hard on it and then I thought to google it and O.M.G I see all of you, thank you for your time to inform us of these S.O.B’s
i also got it today. and i just returned back the empty business reply mail to them. so that they get charged.
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